Effective Date: June 30, 2026
Last Reviewed & Updated: September 1, 2026
This Cookie Policy explains how MortgagePro Global ("we", "us", or "our"), operated by REO Technologies, uses cookies, pixel tags, local storage, and related browser technologies on https://mortgageproglobal.com/. This policy should be read alongside our Privacy Policy and Terms and Conditions.
1. What Are Cookies?
Cookies are small alphanumeric text files stored on your computer, tablet, or smartphone by your web browser when you visit a website. Cookies allow the site to remember your actions and preferences over a period of time, ensuring reliable platform operation, security, and consistent user interface settings.
2. Categories of Cookies We Use
We classify cookies deployed on our website into four transparent categories:
A. Strictly Necessary & Security Cookies
These cookies are essential for our website to function properly, mitigate DDoS threats, and maintain secure Cloudflare edge sessions. They do not store personally identifiable information and cannot be disabled in our systems.
B. Functional & Preference Cookies
These cookies allow our calculators to remember your active currency, loan duration units, and display choices between page transitions. They ensure that mathematical computations remain uninterrupted during your session.
C. Analytical & Performance Cookies
We utilize anonymized analytical cookies via Google Analytics 4 (GA4) and Microsoft Clarity. These technologies capture aggregated metrics such as page visits, bounce rates, and browser compatibility issues so we can refine our quantitative engineering. IP anonymization is active by default.
D. Advertising & Monetization Cookies (Google AdSense)
To keep MortgagePro Global free and universally accessible without charging subscription fees, we display advertisements served by Google AdSense and its certified vendor network. Google uses cookies (including the DoubleClick cookie) to serve relevant advertisements based on prior visits to this or other websites.
3. Cookie Inventory Table
| Cookie Name | Provider | Category | Purpose | Duration |
|---|---|---|---|---|
__cf_bm / cf_clearance |
Cloudflare | Necessary | Bot management, rate limiting, and DDoS mitigation at Cloudflare edge. | 30 minutes to 1 year |
_ga, _ga_* |
Google Analytics | Analytics | Distinguishes unique users and tracks session duration anonymously. | 2 years |
_clck, _clsk |
Microsoft Clarity | Analytics | Maintains an anonymous session ID for UX debugging and heatmaps. | 1 year |
IDE, ANID, DSID |
Google AdSense / DoubleClick | Advertising | Serves contextual or personalized ads based on consent settings. | 13 months |
FCCDCF, FCNEC |
Google Consent (Funding Choices) | Necessary | Stores user consent choices under IAB TCF v2.2 and Google Consent Mode v2. | 13 months |
4. Google Consent Mode v2 & European User Rights
In full compliance with European Union regulations (GDPR and ePrivacy Directive), UK data protection laws, and Google Publisher Policies:
- For visitors accessing from the European Economic Area (EEA), UK, or Switzerland, advertising and analytical tags operate in restricted mode until explicit affirmative consent is provided.
- Our integration implements Google Consent Mode v2, ensuring signals (
ad_storage,analytics_storage,ad_user_data, andad_personalization) are set to'denied'by default for EEA regions until user election is recorded.
5. How You Can Control and Disable Cookies
You maintain full sovereignty over your browser's cookie storage. You can manage or revoke cookie preferences at any time through the following mechanisms:
- On-Site Privacy Settings: You can click the Privacy Settings link in our footer at any time to reopen the consent management window.
- Google Ad Personalization Controls: Manage personalized advertising preferences directly via Google Ads Settings.
- Industry Opt-Out Portals: Elect out of behavioral ad tracking from participating networks through the Digital Advertising Alliance (DAA), the European Interactive Digital Advertising Alliance (EDAA), or the Network Advertising Initiative (NAI).
- Browser Controls: All modern desktop and mobile browsers (Chrome, Safari, Firefox, Edge) allow you to block third-party cookies or wipe existing stored cookies via your browser's security preferences.
6. Inquiries & Data Protection Officer
If you have questions regarding our cookie practices, technical implementation, or data protection standards, please contact our engineering and compliance desk directly:
REO Technologies — Data Compliance Desk
Email: support@mortgageproglobal.com
Official Website: https://mortgageproglobal.com/